....AVOID FORECLOSURE...PAY NOTHING....OWE NOTHING (IN MOST CASES)...SAVE CREDIT...START FRESH...CALL TODAY....713-269-9235

Don't walk away and take a foreclosure hit. If you tried a loan modification and was denied  I am a Certified Short Sale Foreclosure Resource Specialist in the Houston area and also a Home Retention Counselor. SFR is the designation I earned to help distressed homeowners in the  Houston area.

Houston, Texas  Short Sale Agent  will help you with your options. Learn the difference from  Foreclosure vs. Short Sale and  How to write a HARDSHIP LETTER Your Options are just a click away.

Don't wait until you have a sales date to start the process, I can not express the importance in needing time to  do the short sale. Contact me for a free consultation on your options you may still have.

When you select me to be your listing agent, I work for the homeowner and your lender and not the buyer . Visit my short sale page for more information.

YOU DON'T PAY A DIME FOR MY SERVI CE, THE LENDER WILL PAY FOR MY SERVICE, ACT NOW!

*** JOB LAY-OFFS OR , UNEMPLOYMENT

*** UNFORESEEN MEDICAL EXPENSE

 *** DEBT PAYMENT TOO HIGH

 ** *DIVORCE

*** RELOCATION / 100 MILES OR MORE

 *** WAGE GARNISHMENT, CHILD SUPPORT,IRS, OR LEGAL ISSUE

 *** MORTGAGE PAYMENT INCREASE, UNABLE TO MAKE PAYMENTS

*** DEBT PAYMENTS OUT OF CONTROL/ MISSED MORTGAGE PAYMENT

****IF YOU OR SOMEONE YOU KNOW IS GOING THROUGH THIS, HAVE THEM CONTACT ME FOR FREE CONSULTATION**** 713-269-9235 

                                             Your family is your home!

Hello my distressed homeowners, if you received a letter or card from me while you were away, please understand I am a Realtor who has been hired by your loan servicer to help you. Your loan servicer does not want to foreclose, but you need to understand there is only a small window of opportunity to work something out with your loan servicer, either it is missing documents, applying for loan modification, or loan reinstatement (property has been foreclosed, but your servicer has hired me to see if you may be interested in a loan reinstatement), or a short sale. Keep in mind I am a Hud approved Realtor who has been contracted by your loan servicer to see if you would be interested in looking at some options, I can't stress enough, that the loan servicer does not want to foreclose, but if all else fails, this would be the very last recourse. Once I have arrived to your door, and leave the letter or card, you must realize there is a small window to act. I am available my text, email, or by phone. Homeowners I do understand what you may be going through, and I have been contracted to contact you by your loan servicer, they understand as well, everyone situation is unique. I am glad you took the time to read this, next step would be is to contact me.

-Christina, HRC

Home Retention Counselor

Let me take this opportunity to say thank you for visiting my website
I hope you will find it informative in your home buying quest. Keystomyplace
is a site all about Houston Real Estate  and  the home buying process. You will
find information about downpayment programs instant access to Foreclosure
listings, Greater Houston Masterplanned communities, lets not forget the
New home builders of Houston.There is also the  HUD homes
You may know of  a person who is going through a hardship and may be going into
foreclosure, I have information that may stop the process, click on LOAN MOD
I have walked in your shoes and I understand for a first time home buyer it may
be over whelming at times, When I become your Realtor  I understand the cost
associated with purchasing your home, and because this may be your biggest
purchase, I want to ensure that my clients are covered Free with a Home Warranty
for the first year. This will bring peace of mind to any home buyer. Selling Real Estate
is not just the sell, we all need to have some form of shelter, it's about the relationships
that are formed during and after you move in, I will be there for you.- Christina

Not sure yet, read past clients stories about their experience with me in Testimonials

The main purpose of my website is to educate and inform you as a buyer of the wonderful opportunities that are available to home buyers in Houston. Are you uncertain of an area of town, or you may be new to the Houston area. I have compiled some local area subdivision's in the Northwest  and Northeast area homes that you be interested in, or just wanting to see what's out there.Contact me now if you don't see your area or community, and I can email you the information. Buyers who are Relocating to the Houston area, contact me for your free Relocation packet.

Northeast  Crighton Woods  or you may like Eagle Springs the area is approx  20 min downtown Fall Creek  and 8 miles from Bush Airport. Most of the community offer out door activities year round.Summerwood There is hiking, biking, 150 acre nature preserve,tennis, swimming, 17 acres of fantastic lake for conoing and fishing. Naturally the links are just a few of the subdivision located in the Northeast area of homes. If you are interested in the Northeast side of Houston, contact me for more information on this expanding growing community.

Northwest area of homes Albury trails estates With pines and hardwoods near Tomball TX. 249 & 2920 area. We have Bridgeland a newer development in Cypress with 3,000 acres dedicated to parks and trails and lakes. Cypress Creek Lakes for new home buyers who play golf, the 36 hole blackhorse golf club adjoins this community. Maybe you are interested in watefront living at it's finest, then check out Sydney Harbour. The homes are just a few of the communities that are highly in demand, I will be able to show you any home in or out of the Houston metropolitan area.

DO YOU HAVE...

 A Realtor who has earned this designation ? Taking the extra step  not just for myself, but for my clients. Through performance and education I have earned this designation as an accredited buyers representative in Houston, Texas.

When you have a Realtor as your agent, you do not pay the Realtor commission. The fees are paid by the seller. Why wouldn't you have someone experienced to handle the negotiations on your behalf? When I represent you as my client you will have advice and opinions through out the whole process.

I have a passion for my profession as a Realtor.  I do this full time, I couldn't do this part-time and give my best to my clients. I take pride in what I do!    Tell your friends and family about keystomyplace.com

I am a HOUSTON HUD Realtor doing this Full time. I understand the cost when purchasing a home, after the closing is complete, like window covering, buying new furniture, painting, and little decorative knick knacks that we all enjoy, what I offer my clients is a peace of mind after the closing.

 I make certain that my clients are covered with a home warranty for the first year, this will cover your basic mechanics of the home.I really enjoy what I do, and most important are the friendships that grows through the home buying process. I look forward to working with you, give me a call today!

Houston is the 4TH largest city in the nation and the largest city in the state of Texas. You will find southern hospitality at it's finest in this city. You can drive over an hour and still be in the city of Houston. Houston being so vast and spread out, you will need to know a good Realtor in Houston who is very familiar from the South side to the West side and all the way to the North side of town. Each area has It's own personality, are you looking for arts and entertainment? Needing to be near the heart beat of the city or perhaps little bit slower to the pace. What ever your lifestyle is, you will find Houston to be very accommodating in your needs and wants and making Houston your home. Houston Real Estate is holding strong, in comparison to some other big city's in the nation.

Selling Houston area foreclosures and REO and HUD owned homes. I sell  Houston Real Estate you may have found your Houston guide, for  your next HOUSTON area Residence. Thank you for visiting my Website, and I hope you find the information fun and informative, buying a house should never be a "stressful" situation, let me take the guess work out from you.

Warm regards,

Christina, ABR  

Houston HUD Realtor will submit your HUD offer electronicaly. HUD homes  HUD will pay up to 3% closing cost, and more incentive in buying a HUD home. Start receiving your exclusive HUD home list in your specific area. Contact me by text, email, or by phone for more details.

Accredited Buyers Agent, when I represent you the "BUYER " I exclusively represent YOU and not the seller. Houston HUD approved Realtor can show  and write up the bid for any HUD home or any other home you may be interested in.  YOU will not pay for my services. I have resources that may be able to help you with down payment. Text, call, or email to get started today!

The Internet is a powerful tool to market your home ! I will have your home listed on 40 plus internet sites, Not just the local MLS  .