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Christina Simmons, SFR,ABR,HRC,CSSG

From Short Sale information to buying Foreclosure homes to finding grant money .Full service Real Estate 713-269-9235

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  • Houston full service Realtor blogs about what is important to you in Real Estate. Short sales and avoiding foreclosure to grant programs for first time home buyers. How to purchase foreclosure homes and HUD homes.
LOAN MODIFICATION SCAM ALERT...WATCH OUT FOR THIS

Wanted to blog about to be on the watch for scam artist, people who prey on others

hardship. Yes folks these people can be really slick with promises that sound too

good to be true, and we still have people still being tricked by this deceptive

people. Take a moment and look for some of the signs, and RUN THE OTHER WAY !

1. A company/person asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage *****RUN THE OTHER WAY

2. A company/person guarantees they can stop a foreclosure or get your loan modified***NO ONE CAN GUARNATEE WHAT THE LENDER WILL APPROVE***RUN

3. A company/person advises you to stop paying your mortgage company and pay them instead****STOP AND RUN THE OTHER WAY !

4. A company pressures you to sign over the deed to your home or sign any paperwork that you haven't had a chance to read, and you don't fully understand ***RUN AND SEEK LEGAL COUNSEL

5. A company claims to offer "government-approved" or "official government" loan modifications ***Please verify, you can check with your lender and remember you do not pay to benefit from any government program.

6. A company/person you don’t know asks you to release personal financial information online or over the phone ****STOP AND HANG UP THE PHONE!

** I have a list of HUD approved organizations on my website.

Posted: Tuesday, September 27, 2011 8:27 PM by CHRISTINA SIMMONS

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